Here are some questions to ask yourself . . . a diagnostic, really.   It's designed to highlight areas in your financial plan that may require attention.

• Do you know how much you spend, and what you're spending it on?   Do you feel in control of your spending?   Do you know your financial net worth?
• Are you saving enough today to have a secure retirement?   When can you retire?
• How do you decide what to invest in? How do you know when to sell?   Do you review your investments quarterly? Do you ever wonder if you should be earning more on your investments?   Or if you should be in taxable or tax-free investments?
• How much will it cost to send your children to college?   How is your savings plan toward college education progressing?   Are you investing your college fund properly?
• Do you have enough life insurance?   Do you know how large a pool of funds your family would need if you or your spouse were to die?
• Have you updated your will recently?   Does it take advantage of your lifetime federal tax exclusion?
• When was the last time you updated executors, trustees, guardians or beneficiaries?
• Have you had any changes in your life?   (Marriage, new job, divorce, birth of kids, inheritance, home purchase, retirement, etc.)   All these things can redraw your financial picture, requiring financial planning.

Please contact us to discuss these questions or any other financial or tax matter.