Personal Financial Planning

Each of our clients has unique financial and investment needs, some readily apparent, some less obvious: 

1. What will your savings really buy you in security?  
2. What are your real alternatives?  
3. How do you juggle:  retirement, College, A mortgage, Parental support, and the list continues…..

More than that, just managing your investments today can be so confusing:

1. There are over 15,000 different mutual funds to choose from, how do you pick just a few?  
2. How do you diversify, and what does that really mean?  
3. How many funds do you need anyway?  
4. And how do you get out from under all that paper work!
5. Do you buy tax-free municipal bonds?  
6. Contribute to an IRA?  
7. Should it be a Roth IRA even if it's not deductible?  
8. What about tax deferred annuities?  
9. Should you put money in your child's name?   It may help for tax purposes, but will it hurt your financial aid prospects?

And, what about your business?  How does it fit in with all this?

   … it had better!

Our process will help you translate your unique needs into:

• A financial plan of specific actions to help you reach financial security.
• And an investment strategy designed to provide for growth without undue risk.

The steps in our process include:

The financial Plan is an important first step.   Your future goals and objectives are quantified, thus providing target savings and accumulation requirements.   Various risks to your financial life are evaluated and plans made to mitigate these risks where possible.   Your current cash flow and financial position will be evaluated to assist you in managing your resources.

Asset Allocation: Your portfolio is allocated into different asset classes such as cash, stocks and bonds.

Implementation: We make the actual investments and keep the records for you.

Clear and meaningful reports are provided quarterly so you'll know exactly where you stand.

Communication:We monitor your portfolio and report to you regularly, in a clear and meaningful manner, on both investment performance as well as progress made in meeting your goals.

Adjustments:As your needs and circumstances change, or the financial environment warrants, changes are made to your portfolio and the whole process begins anew.

Goodman Asset Management is committed to excellence, which includes at a minimum:

• To combine tax, financial planning and investment strategies to secure your future financial objectives.
• To provide you with objective, independent and bias-free advice in all matters.   We don't charge commissions and aren't “locked into” any fund families or money managers.   As a result, our recommendations are truly made from the standpoint of what's best for you.
• To select investments that have a long track record of success without undue risk of principal.   Your money is managed by the best in the industry, managers that have been in the business for decades and have billions of dollars under their management.

Let the power of a Goodman Asset Management integrated financial and asset management plan secure your family's financial future.

A financial plan's true value comes with its implementation. Let us help you attain financial freedom by requesting a Free Consultation below.